Target clients

• Public and private warehouses
• Distribution centers
• E-commerce fulfillment hubs (3PL/4PL)
• Bonded/ICD facilities
• Cold-storage/freezer stores
• Cross-dock operations

Core protections

• Liability for physical loss or damage to customers’ goods while in your care, custody, or control (e.g., fire, theft after forcible entry, water damage, mishandling, forklift impact).
• Errors and omissions in warehousing services: misdelivery, incorrect release without proper documents, wrong labeling/location, inventory count errors.
• Third-party bodily injury or property damage arising from warehouse operations (loading/unloading, material-handling equipment).
• Legal defense, investigation, and mitigation costs within policy limits.
• Coverage aligned with your Storage/Warehouse Receipts and Standard Trading Conditions agreed with customers.

Add-on protections

• Temperature-controlled risks (deterioration due to breakdown or temperature excursion), contamination/odor/infestation (where available), employee dishonesty, limited delay/consequential loss buy-backs, fines & duties (where insurable), subcontractor/contractual liability, off-site/overflow storage, worldwide jurisdiction options, and Excess/Umbrella limit top-ups.

Results you can expect

• Meet shipper and platform insurance requirements and strengthen contracts.
• Protect working capital from claim and legal-fee shocks.
• Fewer disputes and faster, clearer claims handling.
• Confidence to scale multi-client, multi-site operations.