Tiếng Việt
Third-Party Liability (TPL) Insurance
Protect your business from claims made by customers, visitors, or the public. TPL covers your legal liability if someone alleges bodily injury or property damage caused by your premises, operations, or activities—plus the legal defense and settlements—so one incident doesn’t derail your plans.
Target clients
- Businesses with public or client interaction: offices, retail, hospitality, healthcare, logistics/warehousing, manufacturers, property owners/landlords, contractors, and event organizers.
Core protections
- Legal liability for third-party bodily injury and property damage arising from your premises, operations, or activities.
- Defense costs—investigation, lawyers, court fees—and settlements/judgments within the policy limit.
- Coverage during day-to-day operations and at temporary locations or events (as specified in the policy).
Add-on protections
- Completed operations liability, tenant’s/landlord’s liability, care–custody–control (CCC), sudden & accidental pollution liability, advertising/personal injury, contractors’ activities (incl. vibration/removal of support), cross-liability, additional insured/waiver of subrogation, and worldwide territory/jurisdiction extensions.
Results you can expect
- Protect cash flow against unexpected claims and legal expenses.
- Meet contract, landlord, and tender requirements.
- Safeguard brand reputation and customer relationships.
- Gain expert claims handling so you can focus on running the business.
Vietnam Legal Requirements
Third Party Liability is not universally compulsory. It is mandatory in specific cases—for example, civil liability for motor vehicles and contractors’ third-party liability at construction sites—and is often required by contracts or landlords.
