Tiếng Việt
Cyber Security Insurance
A cyber incident can stop operations, leak data, and damage trust. This policy funds fast response, recovery, and legal protection—so an attack doesn’t turn into a business crisis.
Target clients
Any organization that stores data or relies on IT/OT systems:
- Banks/fintech
- Healthcare (Hospitals/ Clinics)
- Insurance/ Insurance broker
- Retailers/e-commerce
- Manufacturers (incl. smart factories)
- Logistics
- Hotels
- Schools
- Professional services
- SMEs using cloud/SaaS
Core protections
- Incident response: 24/7 hotline, IT forensics, legal counsel, PR support.
- Data breach costs: notification, call center, credit monitoring (where relevant).
- Business interruption from cyber events (lost income + extra costs).
- Data & system restoration after malware/ransomware.
- Third-party liability for privacy breaches and network security failures.
- Regulatory investigation expenses and penalties where insurable by law.
Add-on protections
- Cyber extortion/ransomware (negotiation and payments where legal).
- Contingent BI from vendor/cloud/SaaS outages.
- Social engineering & funds-transfer fraud (via cyber-crime extension).
- Media liability (defamation/IP online), Payment Card Industry Data Security Standard (PCI-DSS) assessments/fees.
- System failure coverage (non-malicious outage) and bricking of devices.
Results you can expect
- Faster recovery and less downtime after an attack.
- Protection for cash flow and reputation.
- Clear compliance support for audits and partner requirements.
- Confidence to scale digital operations and e-commerce.
Vietnam Legal Requirements
Cyber insurance isn’t required by law, though many partners (banks, global customers, industrial parks) may require evidence of cover as part of contracts or vendor due diligence.
Property & Casualty Insurance
