Textile & Garment​

The textile and garment industry is a cornerstone of global manufacturing, characterized by high-volume output, international supply chains, and intense cost pressures. From raw material processing to final garment production, businesses in this sector face a variety of operational, safety, financial risks, fire hazards, chemical exposure, and high labor-related injury risk in production lines.

  • Fire hazard especially in dyeing, spinning, or storage areas with flammable fabrics and chemicals
  • Product recall or liability, if quality control lapses impact retail partners or end consumers, especially for export or regulated markets
  • Natural disasters (Acts of God) such as floods, typhoons, earthquakes, or lightning
  • Workplace accidents and employee errors, including operational mistakes and manual handling risks
  • Machinery breakdown and utility disruptions affecting continuous operations
  • Environmental and regulatory risks, including emissions, waste, or hazardous materials
  • Strikes, riots, and civil commotion, posing safety threats or causing operational shutdowns
  • Structural collapse or collision, involving buildings, cranes, or transport vehicles
  • Supply chain delays, logistics bottlenecks, or storage issues affecting delivery tim
  • Property All Risks including Fire and Explosion
  • Business Interruption
  • Environment Liability
  • Public & Product Liability
  • Marine Cargo
  • Trade Credit
  • Cyber Security Insurance
  • Worker’s Compensation

Manufacturing Industries

Comprehensive coverage for service-based businesses.

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