Tiếng Việt
Hospitality & Tourism
The Hospitality & Tourism sector thrives on delivering exceptional guest experiences, whether through hotels, resorts, travel agencies, or entertainment services. It is an industry built on service, reputation, and the seamless orchestration of operations that span across diverse geographies and cultures.
However, this dynamic sector also faces a unique and evolving risk environment.
Key Risks Exposure
- Guest injury & liability claims: Injuries, illnesses, or incidents occurring on premises can lead to significant liability claims.
- Property damage including fire, flood, or natural catastrophes can impact hotels, resorts, related facilities and operations.
- Food safety incidents, contamination incidents in F&B outlets can lead to legal, health, and reputational fallout
- Business interruption due to unexpected events like closures or supply disruptions
- Data breach from booking/payment systems with high volumes of customer data and online bookings, the sector is a prime target for cybercrime
- Political risk including terrorism or civil unrest affecting guest safety and occupancy
Our Solution
- Property All Risks including Fire and Explosion
- Public & Product Liability
- Business Interruption Insurance
- Cyber Security Insurance
- Political Risk insurance
- Employer’s Liability
- Group Personal Accident / Employee Benefits
Servicing Industries
Comprehensive coverage for service-based businesses.
