Furniture​

The furniture industry combines artistry with industrial-scale production — often involving flammable raw materials, high-speed machinery, and labor-intensive processes. From woodworking to upholstery, each stage of production introduces operational and safety risks that must be effectively managed.​

Exposed to fire, flammable materials, and machinery risks during wood and foam processing.

  • High fire risk (due to wood, foam, solvents), explosion, and equipment failure disrupting production and damaging assets
  • Natural disasters (Acts of God) such as floods, typhoons, earthquakes, or lightning

  • Workplace accidents and employee errors, including operational mistakes and manual handling risks

  • Product liability and quality defects, especially for export or regulated markets

  • Machinery breakdown and utility disruptions affecting continuous operations

  • Environmental and regulatory risks, including emissions, waste, or hazardous materials

  • Strikes, riots, and civil commotion, posing safety threats or causing operational shutdowns

  • Structural collapse or collision, involving buildings, cranes, or transport vehicles

  • Supply chain delays, logistics bottlenecks, or storage issues affecting delivery time

  • Property All Risks including Fire and Explosion
  • Business Interruption
  • Environment Liability
  • Public & Product Liability
  • Marine Cargo
  • Trade Credit
  • Cyber Security Insurance
  • Worker’s Compensation
  • Health & Accident Insurance

Manufacturing Industries

Comprehensive coverage for service-based businesses.

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