Professional Insurance Solutions

Stock Throughput (STP) Insurance

One policy that follows your goods from supplier to customer—covering transit and storage—so gaps disappear and claims are simpler.

Target clients

  • Manufacturers
  • Importers/exporters
  • Ưholesalers/distributors
  • Brand owners/private-label
  • E-commerce sellers
  • Project owners moving equipment and parts

Core protections

  • Physical loss or damage to raw materials, work-in-process, and finished goods during transit by sea/air/road/rail/courier and while stored at your own or third-party warehouses (worldwide, as declared).
  • Warehouse-to-warehouse cover including loading/unloading; typical risks include fire, flood, theft, collision/overturning, water damage, and non-delivery.
  • General Average and Salvage contributions when a vessel sacrifices cargo to save the voyage.
  • Flexible valuation (e.g., invoice value plus freight, duties/taxes, and agreed profit mark-up).

Add-on protections

  • Temperature-controlled deterioration of stock
  • Brands & labels/market value clauses
  • Stock at processors and contract packers
  • Limited processing/assembly at named sites
  • Buyer’s/Seller’s Contingency (if the other party fails to insure)
  • Seasonal peak declarations
  • Automatic acquisitions
  • Exhibitions/returns
  • War & Strikes (WSRCC) for transit/storage
  • catastrophe limit buy-ups for quake/wind/flood at key locations

Results you can expect

  • One policy, one insurer: fewer gaps between cargo and warehouse policies.
  • Smoother claims—no argument about where the loss occurred.
  • Potential premium efficiencies and aligned deductibles across the supply chain.
  • Easier compliance with Incoterms/letters of credit and customer contracts.

Vietnam Legal Requirements

Is it mandatory in Vietnam? No. Stock Throughput isn’t required by law. However, some trade terms—especially CIF (Cost, Insurance and Freight) and CIP (Carriage and Insurance Paid To)—require the seller to arrange insurance to a defined level.

Marine & Transportation

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