Tiếng Việt
Kidnap & Ransom (K&R) Insurance
Discreet, 24/7 protection for people who travel or work in higher-risk locations. If a kidnap, extortion, detention, or hijack happens, this policy funds specialist crisis response and eligible costs—so you can focus on getting your people home safely.
Target clients
- Executives and key staff who travel
- Expatriates and their families
- NGOs, schools/universities
- Energy & construction crews
- Journalists
- Any organization with operations or sales in medium/high-risk countries
Core protections
- Immediate crisis response from specialist security consultants (available worldwide, 24/7).
- Ransom and extortion payments (reimbursement where lawful) and loss of ransom in transit.
- Expenses: negotiators, interpreters, secure transport, medical/psychological care, accommodation, family liaison.
- Kidnap, extortion, illegal detention, hijack, and “express kidnap” events.
- Business interruption and salary reimbursement during an insured event (where included).
Add-on protections
- Threat response for stalking, workplace violence, and evacuation.
- Disappearance and child abduction, product tampering/contamination threats.
- Personal accident benefits, reputational/PR support, and legal expenses.
- Pre-travel risk training and security briefings.
Results you can expect
- Faster, expert-led resolutions with minimal disruption.
- Protection for employees and families—and your duty of care.
- Reduced financial shock and clearer decision-making under pressure.
- Greater confidence to operate and travel internationally.
Vietnam Legal Requirements
Is it mandatory in Vietnam? No. K&R insurance isn’t required by law; many organizations adopt it as part of internal risk and travel security policies. (Policies are confidential; disclosure conditions usually apply.)
