Tiếng Việt
Commercial General Liability (CGL) Insurance
Covers your day-to-day operations and your products—paying for legal defense and compensation if someone is injured or their property is damaged because of your business.
Target clients
All businesses that interact with customers or the public:
- Offices
- Retail & malls
- Hospitality
- Healthcare
- Logistics/warehousing
- Manufacturers/exporters
- Contractors
- Landlords/property managers,
- Event organizers
Core protections
- Premises & operations: third-party bodily injury and property damage from your locations or activities.
- Personal & advertising injury (e.g., libel/slander) where included.
- Defense costs and settlements/judgments within policy limits.
Add-on protections
- Additional insureds (landlords/clients)
- Contractual liability buy-backs
- Care–custody–control (CCC)
- Tenants’/landlords’ liability
- Contractors’ activities (incl. vibration/removal of support)
- Sudden & accidental pollution
- Worldwide territory/jurisdiction (incl. USA/Canada where required)
- Primary & non-contributory wording, and Umbrella/Excess limit top-ups
Results you can expect
- Meet tender, lease, and retailer insurance requirements.
- Protect cash flow from low-frequency, high-severity claims.
- Simplify liability cover across sites, products, and projects.
- Strengthen stakeholder confidence with clear, scalable limits.
Vietnam Legal Requirements
CGL itself is not universally compulsory. Liability insurance is mandatory in specific cases (e.g., motor third-party liability; contractors’ third-party liability for eligible construction projects) and is often required by contracts or landlords.
Property & Casualty Insurance
